I like to think that I did the whole “London to Brighton” move before it was a trend—Now that I have spent over half my life living in Brighton, I certainly feel like a true Brightonian. Since moving from North London, the one thing that I brought along with me was my love of Arsenal FC.
It took me a while to find my calling in life, but now I can say that -hands down- being an estate agent has been by far my favourite job, ever. Since starting in the industry, the highs I have felt from matching a buyer to their dream home (usually before it has even hit the market) is unmeasurable.
If you would be interested in discussing your future, feel free to give me a call.
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
View your future home or get your instant valuation using the latest video calling technology and the expertise of our agents. Don’t delay the deal: get an accurate and fast valuation done today.