This is a rare opportunity to buy a spacious flat with a stunning 80ft garden, on one of the most desirable streets in central Brighton. Elegant Clifton Terrace takes pride of place in the grade II listed Montpelier conservation area.
From the entrance hall, this raised ground floor flat opens into a substantial light-filled, interlinked dining room / lounge. There are restored antique floorboards throughout, traditional style built-in cupboards and a stunning bespoke Italian marble fireplace. South facing original sash windows look out over communal gardens and a park, towards the sea.
Back across the hall there is a surprisingly large, bright kitchen, with fitted floor and wall units from Howdens. From here a few steps take you down to the tranquil, generous bedroom, painted in the same muted colour scheme through this lovely flat. There is ample built-in storage, and wide steps down to the large, spa-like bathroom, with separate shower. The bedroom has French doors leading out to the garden.
Outside there is one of the bigger gardens in the whole of the Clifton hill area. Spanning nearly 100 ft in length, it has a large carp pond and waterfall, crossed by footbridge, and three separate patio areas. This is a really impressive, sun-drenched outside space, which this property has exclusive ownership of.
To the back of the garden lies a bespoke summerhouse that is used as a home office, with mains power and internet. In addition to this wonderful space, the vendors also have key access to the private residents’ park to the front.
Set in the heart of town, this lovely flat is close to both the station and the beach, and the cafes of the North Laine and shops of central town are moments away.
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
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