A fantastic opportunity to make this house your home, located on Cowper Street, one of Hove’s most desirable residential areas….
This property is currently arranged over two floors, with two bedrooms, great living space for the family and offers a wealth of options for extension and refurbishment. (STNC).
On the ground floor there is a through living room and dining room, with a further glass conservatory. The good size kitchen is located at the rear, which leads out to the patio garden.
On the first floor there are two double bedrooms and a large family bathroom. Subject to necessary consents, there is an opportunity to extend into the loft.
This property is being sold with vacant possession and available immediately.
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Finding a mortgage
Buying a house is a massive investment and getting it just slightly wrong can be costly. Unless you have big savings, chances are you’re going to have to get a mortgage. It’s a loan secured against the property which means if you can’t meet the repayments the lender may repossess your home and sell it to get their money back.
The better you understand mortgages and everything to do with them, the better armed you will be to get the very best deal. With MMR in place, you’ll need to review your finances themselves before approaching possible lenders to see whether you can afford the monthly payments now and if interest rates go up, which they will…
What is MMR?
When it comes to finding a mortgage you have several options: mortgage brokers, individual banks or searching online. Again, it’s important to do your research. Searching online first, gives you a good idea of what’s available, but an independent mortgage broker can provide a more in-depth search and help you through the process. Being independent holds great value as they are not bias to any particular lenders or deals, they will give you their honest opinion and take away the stress of working your way through the mortgage market, they work for you to find you the best package to suit your requirements.
For more information on the current mortgage rules and deals, contact your local branch today to arrange an appointment.
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